Bell Buckle ZIP Codes — Bedford County, TN

There is one unique ZIP code in Bell Buckle, Tennessee and it is 37020. Area code: 931/615/629.

ZIP codes

91.91

sq mi land

0.01

sq mi water

931/615/629

area code

Bell Buckle, TN ZIP code map

About Bell Buckle, TN

Bell Buckle, Tennessee, is a charming small town located in Bedford County. Known for its picturesque landscapes and friendly community, Bell Buckle attracts visitors with its Southern hospitality. The town features a rich history, local shops, and delightful eateries, making it a lovely spot for both residents and tourists alike.

Location & geography

Geographically, Bell Buckle is situated in the central part of Tennessee, offering easy access to various neighboring cities. It is approximately 12 miles from Shelbyville to the east, 17 miles from Tullahoma to the south, and 20 miles from Murfreesboro to the northwest. With a total land area of 91.91 square miles and a minuscule water area of just 0.01 square miles, the terrain primarily consists of rolling hills typical of the region.

Community & economy

The character of Bell Buckle is defined by its close-knit community and a blend of rural and suburban lifestyles. The town supports local industries such as agriculture and small businesses, contributing to its economic stability. Daily life in Bell Buckle is tranquil, marked by community events and the inviting atmosphere of its streets and parks.

Transportation

Transportation in Bell Buckle is facilitated by major highways including U.S. Route 41A and State Route 82, which connect residents to surrounding areas. The nearest significant airports are located in nearby cities, with Nashville International Airport being the most accessible for air travel. Public transit options may be limited, so a personal vehicle is often recommended for getting around.

History

Bell Buckle was established in the mid-19th century and has a history rooted in agriculture and local commerce. The town became notable for its participation in the cotton industry, which played a significant role in its development. Events such as the annual Bell Buckle Celebration highlight the town's culture and its commitment to community engagement.

Did you know?

One surprising fact about Bell Buckle is that it hosts the annual Bell Buckle Craft Fair, attracting artisans and vendors from all over the region. Additionally, the town is recognized for its unique name, which is believed to have originated from a local buckle-making shop in the 1800s.

ZIP codes for Bell Buckle, TN (1)

ZIP code	City	County	Map
37020	Bell Buckle	Bedford	View map

Demographics & statistics

4,993

Population

38.9

Median age

$73,654

Median household income

$32,454

Per capita income

$245,900

Median home value

$1,345

Median monthly rent

92.6%

Home ownership

5.6%

Poverty rate

3.3%

Unemployment

1,821

Housing units

26.2%

Bachelor's or higher

Age distribution

Male Female

159

Under 5

174

170

5–9

188

160

10–14

176

15–19

157

20–24

172

282

25–34

311

357

35–44

393

394

45–54

434

102

55–59

113

204

60–64

225

172

65–74

190

128

75–84

140

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,105	22.1%
18 and over	3,888	77.9%
65 and over	637	12.8%
Median age	38.9 years

Race & ethnicity

White 85.2%

Black or African American 4.3%

Asian 3.3%

Hispanic or Latino 2.9%

Two or more races 2.4%

Other race 1.4%

American Indian / Alaska Native 0.5%

Group	Count	%
White	4,381	85.2%
Black or African American	222	4.3%
Asian	169	3.3%
Hispanic or Latino	150	2.9%
Two or more races	123	2.4%
Other race	74	1.4%
American Indian / Alaska Native	24	0.5%

Household income

Under $10k 4.1%

$10k–$15k 0.2%

$15k–$25k 7.5%

$25k–$35k 4.0%

$35k–$50k 8.7%

$50k–$75k 25.9%

$75k–$100k 21.2%

$100k–$150k 17.4%

$150k–$200k 9.3%

$200k+ 1.9%

Range	% of households
Under $10k	4.1%
$10k–$15k	0.2%
$15k–$25k	7.5%
$25k–$35k	4.0%
$35k–$50k	8.7%
$50k–$75k	25.9%
$75k–$100k	21.2%
$100k–$150k	17.4%
$150k–$200k	9.3%
$200k+	1.9%
Median income	$73,654

Housing

Home values

Under $50k 1.3%

$50k–$100k 8.6%

$100k–$150k 5.5%

$150k–$200k 11.5%

$200k–$300k 30.3%

$300k–$500k 23.5%

$500k–$1M 16.9%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$245,900
Median rent / month	$1,345
Owner occupied	92.6%
Renter occupied	7.4%
Vacant	3.6%
Single-family detached	94.2%
Large apartment buildings	0.0%
Mobile homes	5.7%
Median rooms	6.1
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.6%
2010–2019	6.5%
2000–2009	36.3%
1990–1999	12.7%
1980–1989	14.8%
1970–1979	8.2%
1960–1969	4.4%
1950–1959	5.3%
1940–1949	0.9%
1939 or earlier	10.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	0.9%
2 bedrooms	10.9%
3 bedrooms	70.2%
4 bedrooms	13.0%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.1%
1 vehicle	16.9%
2 vehicles	47.5%
3 or more	35.6%

Heating fuel

Fuel type	%
Utility gas	11.5%
Electricity	69.9%
Propane / LP gas	12.5%
Fuel oil	0.1%
Wood	3.8%
No fuel used	2.2%

Households & families

Household type	Count	%
Married-couple family	997	52.8%
Cohabiting couple	156	8.3%
Male householder, no spouse	377	19.9%
Female householder, no spouse	360	19.0%
Households with children under 18	621	32.9%
Households with seniors (65+)	479	25.3%
Average household size	2.59

Marital status

Status	Male	Female
Never married	25.7%	18.2%
Married	55.4%	59.3%
Separated	0.4%	1.1%
Widowed	1.8%	9.0%
Divorced	16.7%	12.4%

Education

Less than 9th grade 2.7%

Some HS, no diploma 5.6%

HS graduate 28.5%

Some college, no degree 29.3%

Associate's degree 7.7%

Bachelor's degree 18.5%

Graduate / professional 7.7%

Metric	%
HS diploma or higher	91.7%
Bachelor's or higher	26.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	96	8.9%
Kindergarten	59	5.5%
Elementary school	531	49.1%
High school	183	16.9%
College / grad school	213	19.7%

Employment

Industry of employment

Manufacturing 21.2%

Education & healthcare 17.0%

Arts, food & hospitality 11.9%

Construction 11.1%

Retail trade 10.6%

Professional & management 7.5%

Transportation & utilities 7.1%

Finance & real estate 4.9%

Other services 2.9%

Wholesale trade 1.6%

Information 1.5%

Agriculture & mining 1.4%

Public administration 1.4%

Occupation

Category	%
Management, business & arts	38.0%
Service	12.2%
Sales & office	17.0%
Natural resources & construction	13.6%
Production & transportation	19.3%

Employment type

Type	%
Private sector	79.2%
Government	12.0%
Self-employed	8.5%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	78.1%
Carpool	8.3%
Public transit	0.0%
Walk	2.0%
Other means	1.2%
Avg commute (minutes)	32.5

Poverty

All people 5.6%

Under 18 years 5.4%

18 and over 5.6%

Married-couple families 0.0%

Female-led households 14.3%

Income support

Source	% of households
Social Security	33.7%
Retirement income	24.8%
Supplemental Security	0.2%
Cash public assistance	2.3%
Food stamps / SNAP	4.1%

Health indicators

Condition	%
High blood pressure	33.3%
High cholesterol	31.6%
Heart disease	5.8%
Stroke	2.6%
Asthma	9.7%
Arthritis	25.8%
Kidney disease	2.4%
Pulmonary disease	7.0%
Cancer	6.0%

Behavior / access	%
Binge drinking	15.7%
No physical activity	22.1%
Less than 7 hrs sleep	34.2%
Fair or poor health	13.4%
Poor mental health	16.2%
Poor physical health	9.8%
No health insurance	14.9%
Visited doctor (checkup)	74.3%
Visited dentist	60.1%
Cholesterol screening	90.1%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	375	9.6%

Disability	%
Any disability	11.9%
Under 18	3.7%
18–64 years	11.7%
65 and over	27.2%

Health insurance coverage

Type	%
Private insurance	73.5%
Public insurance	32.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,660	93.3%
Spanish	74	1.6%
Other Indo-European	50	1.1%
Asian & Pacific Islander	4	0.1%
Other languages	20	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,804	96.2%
Born in same state	4,786	95.9%
Born in different state	2,815	56.4%
Foreign born	18	0.4%
Naturalized citizen	189	3.8%
Not a US citizen	118	62.4%

Ancestry

Ancestry	Count	%
Arab	734	14.7%
French	625	12.5%
Italian	529	10.6%
English	32	0.6%

Ancestry	Count	%
Polish	22	0.4%
Dutch	7	0.1%
Norwegian	6	0.1%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	94.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Bell Buckle, TN have?

Bell Buckle, TN has one ZIP code: 37020. Each ZIP code serves a distinct delivery area within the city and surrounding region.